^†The advertised payment amount is an estimate of the first required minimum payment for that item, assuming your previous account balance was zero. If previous balance is not zero, the minimum payment due will be the greater of: (a) $15.00; or (b) 3.00% of the purchase amount for items over $499.00, which is the minimum required payment amount for Defer Interest Promotional Plan(s) or 4.00% of the purchase amount for items under $499.00 (rounded to the nearest dollar). You can always pay more than the minimum required payment. Please see the credit card agreement for details regarding minimum payment calculation(s).

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